GeraJobs / London vs Regional / London vs East
£95,000 in London vs East
Disposable income after tax, NI and council tax: £63,567 in London vs £63,266 in East. But London homes (£574,624) cost far more than East (£360,445).
Is £95,000 in London worth more than £95,000 in East?
£95,000 in London leaves £63,567 disposable after tax, NI and council tax; £95,000 in East leaves £63,266 — £301 less. London's average house price (£574,624) is far higher than East's (£360,445). Source: HMRC + MHCLG + Land Registry.
Gera Real Job Value
Disposable income after tax, NI and council tax on £95,000 — London vs East. House price gap: £214,179.
How this is calculatedOn £95,000 — London vs East
| London | East | |
|---|---|---|
| Band D council tax | £2,090 | £2,391 |
| Disposable (after tax, NI, council tax) | £63,567 | £63,266 |
| Average house price | £574,624 | £360,445 |
London leaves £301 more disposable on council tax — but London housing costs far more.
London vs East — adjust the salaries
Compare your real disposable income after Income Tax, National Insurance and council tax in two regions, plus the house-price gap. Real HMRC 2026/27 rates and MHCLG / Land Registry data.
Current
Destination
In London you keep £63,567 disposable; in East you keep £63,266 — a loss of £301 a year (after tax, NI and council tax).
House prices: £360,445 in East vs £574,624 in London — £214,179 lower. Factor housing into your decision.
Uses rest-of-UK Income Tax bands and England-only council-tax data. A model on real HMRC / MHCLG / Land Registry figures — not personal advice.
London vs East at other salaries
London vs East on £95,000 — FAQ
- How much disposable income does £95,000 in London leave?
- £63,567 a year after Income Tax, NI and London's average Band D council tax of £2,090. Source: HMRC + MHCLG (OGL v3.0).
- What regional salary in East matches £95,000 in London?
- On disposable income after tax, NI and council tax, £95,000 in East leaves £63,266 versus £63,567 for £95,000 in London. Housing widens the gap further: London homes cost about 1.59× a East home. Source: HMRC + MHCLG + Land Registry (OGL v3.0).
- Why is council tax lower in London than East?
- London's average Band D council tax (£2,090) is lower than East's (£2,391) because of London's larger tax base and different precepts — but London's housing costs dwarf the saving. Source: MHCLG Council Tax levels 2026 to 2027 (OGL v3.0).
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Sources: HMRC — Income Tax + Class 1 employee NI 2026 to 2027; MHCLG — Council Tax levels 2026 to 2027 (Band D area); HM Land Registry — UK House Price Index (April 2026). All Open Government Licence v3.0. England GOR regions only. A guide, not personal financial advice.