GeraJobs / London vs Regional / London vs South West
£60,000 in London vs South West
Disposable income after tax, NI and council tax: £43,267 in London vs £42,846 in South West. But London homes (£574,624) cost far more than South West (£306,898).
Is £60,000 in London worth more than £60,000 in South West?
£60,000 in London leaves £43,267 disposable after tax, NI and council tax; £60,000 in South West leaves £42,846 — £421 less. London's average house price (£574,624) is far higher than South West's (£306,898). Source: HMRC + MHCLG + Land Registry.
Gera Real Job Value
Disposable income after tax, NI and council tax on £60,000 — London vs South West. House price gap: £267,726.
How this is calculatedOn £60,000 — London vs South West
| London | South West | |
|---|---|---|
| Band D council tax | £2,090 | £2,511 |
| Disposable (after tax, NI, council tax) | £43,267 | £42,846 |
| Average house price | £574,624 | £306,898 |
London leaves £421 more disposable on council tax — but London housing costs far more.
London vs South West — adjust the salaries
Compare your real disposable income after Income Tax, National Insurance and council tax in two regions, plus the house-price gap. Real HMRC 2026/27 rates and MHCLG / Land Registry data.
Current
Destination
In London you keep £43,267 disposable; in South West you keep £42,846 — a loss of £421 a year (after tax, NI and council tax).
House prices: £306,898 in South West vs £574,624 in London — £267,726 lower. Factor housing into your decision.
Uses rest-of-UK Income Tax bands and England-only council-tax data. A model on real HMRC / MHCLG / Land Registry figures — not personal advice.
London vs South West at other salaries
London vs South West on £60,000 — FAQ
- How much disposable income does £60,000 in London leave?
- £43,267 a year after Income Tax, NI and London's average Band D council tax of £2,090. Source: HMRC + MHCLG (OGL v3.0).
- What regional salary in South West matches £60,000 in London?
- On disposable income after tax, NI and council tax, £60,000 in South West leaves £42,846 versus £43,267 for £60,000 in London. Housing widens the gap further: London homes cost about 1.87× a South West home. Source: HMRC + MHCLG + Land Registry (OGL v3.0).
- Why is council tax lower in London than South West?
- London's average Band D council tax (£2,090) is lower than South West's (£2,511) because of London's larger tax base and different precepts — but London's housing costs dwarf the saving. Source: MHCLG Council Tax levels 2026 to 2027 (OGL v3.0).
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Sources: HMRC — Income Tax + Class 1 employee NI 2026 to 2027; MHCLG — Council Tax levels 2026 to 2027 (Band D area); HM Land Registry — UK House Price Index (April 2026). All Open Government Licence v3.0. England GOR regions only. A guide, not personal financial advice.