GeraJobs / Relocation Calculator / London → North East
Relocating London → North East on £40,000
Disposable income (after tax, NI and council tax): £29,794 in North East vs £30,230 in London — £436 less a year.
Is it worth relocating from London to North East on £40,000?
On £40,000, your disposable income after tax, NI and council tax is £29,794 in North East versus £30,230 in London — £436 less a year on council tax alone. Factor in the house-price gap (£163,313 vs £574,624). Source: HMRC + MHCLG + Land Registry.
Gera Real Job Value
Change in disposable income after tax, NI and council tax moving London → North East on £40,000. House price gap: £411,311.
How this is calculatedSide-by-side on £40,000
| London | North East | |
|---|---|---|
| Band D council tax | £2,090 | £2,526 |
| Disposable after tax, NI & council tax | £30,230 | £29,794 |
| Average house price | £574,624 | £163,313 |
Is it worth relocating? — Real disposable-income comparison
Compare your real disposable income after Income Tax, National Insurance and council tax in two regions, plus the house-price gap. Real HMRC 2026/27 rates and MHCLG / Land Registry data.
Current
Destination
In London you keep £30,230 disposable; in North East you keep £29,794 — a loss of £436 a year (after tax, NI and council tax).
House prices: £163,313 in North East vs £574,624 in London — £411,311 lower. Factor housing into your decision.
Uses rest-of-UK Income Tax bands and England-only council-tax data. A model on real HMRC / MHCLG / Land Registry figures — not personal advice.
This route at other salaries
London → North East — FAQ
- How much more disposable income would I have in North East vs London?
- £436 less a year, because the Band D council tax in North East (£2,526) is £436 higher than in London. Income Tax and NI are identical. Source: HMRC + MHCLG (OGL v3.0).
- What about house prices in North East vs London?
- The average house price is £163,313 in North East versus £574,624 in London — £411,311 lower. A relocation often needs a pay rise just to stand still on housing. Source: HM Land Registry UKHPI, April 2026 (OGL v3.0).
- Would I need a pay rise to move from London to North East?
- On council tax alone you would need roughly £436 more gross to offset the higher North East bill, before considering rent or mortgage differences from the £411,311 house-price gap.
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Sources: HMRC — Income Tax + Class 1 employee NI 2026 to 2027; MHCLG — Council Tax levels 2026 to 2027 (Band D area); HM Land Registry — UK House Price Index (April 2026). All Open Government Licence v3.0. England GOR regions only; Income Tax/NI are identical across rUK. A guide, not personal financial advice.