How much is the full new State Pension in 2026/27?

The full new State Pension is £241.30 a week in 2026/27, which is £12,547.60 a year (52 weeks). The State Pension is normally paid every 4 weeks, so a full pension is about £965.20 per payment.

How many qualifying years do I need for the full State Pension?

You need 35 qualifying National Insurance years to get the full new State Pension, and at least 10 qualifying years to get any new State Pension at all. Each qualifying year is worth roughly £6.89 a week (£241.30 ÷ 35).

What is the difference between the new and basic State Pension?

The new State Pension (£241.30 a week) applies if you reached State Pension age on or after 6 April 2016. The older basic State Pension (full rate £184.90 a week) applies to people who reached State Pension age before that date. Which system you are in depends on your date of birth.

What is the State Pension age?

State Pension age is currently 66 (rising to 67 between 6 April 2026 and 5 April 2028). It is the earliest age you can start claiming your State Pension, and it is the same for men and women. You can check your exact date on GOV.UK at gov.uk/state-pension-age.

How is my State Pension calculated if I have fewer than 35 qualifying years?

If you have between 10 and 35 qualifying years, you get a proportion of the full amount: roughly (your qualifying years ÷ 35) × £241.30 a week. With fewer than 10 qualifying years you usually get no new State Pension. Use the estimator above to see your weekly and annual figure.

Will the full State Pension stay at £241.30 a week?

No — the State Pension is reviewed and usually increased every April under the government's uprating policy. The figures here are the published 2026/27 rates. GeraJobs re-dates this page when GOV.UK publishes the next year's rates.

GeraJobs / State Pension

UK State Pension 2026/27: how much, and how many years you need

The State Pension is a regular payment from the UK government you can claim when you reach State Pension age, based on your National Insurance record. For 2026/27 the full new State Pension is £241.30 a week — all figures on this page are the published GOV.UK rates.

How much is the UK State Pension in 2026/27, and how many qualifying years do you need?

The full new State Pension is £241.30 a week (£12,547.60 a year) in 2026/27. You need 35 qualifying National Insurance years for the full amount, and at least 10 to get anything. State Pension age is 66 (rising to 67 between 6 April 2026 and 5 April 2028). Source: GOV.UK.

Source:GOV.UK — The new State Pension (HM Government / DWP)·As of Tax year 2026/27 · updated annually (each April) · last refreshed 25 June 2026

Full new State Pension

£241.30

a week · £12,547.60 a year

Qualifying years

for the full amount · 10 minimum for any

State Pension age

rising to 67 between 6 April 2026 and 5 April 2028

What “qualifying years” means

A qualifying year is a tax year in which you paid or were credited with enough National Insurance (NI). You build qualifying years by working and paying NI, or by receiving NI credits (for example while claiming certain benefits, caring for children, or as a registered carer). Your new State Pension is based on how many qualifying years you have:

35 qualifying years → the full new State Pension of £241.30 a week (£12,547.60 a year).
10–35 qualifying years → a proportion: roughly (your years ÷ 35) × £241.30 a week. Each qualifying year is worth about £6.89 a week.
Fewer than 10 qualifying years → usually no new State Pension, though you may be able to pay voluntary NI to fill gaps.

Note: people with NI records before 6 April 2016 may have a “starting amount” that differs from this simple proportion (because of contracting-out). The estimator below uses the straightforward 35-year rule.

State Pension estimator

Estimate your new State Pension for 2026/27 from your qualifying National Insurance years. Uses the real full rate of £241.30 a week (35 years for the full amount, 10 minimum).

Your qualifying National Insurance years: 35

0–50 years. Most people build qualifying years through work or National Insurance credits.

Estimated weekly

£241.30

per week

Every 4 weeks

£965.20

how it is usually paid

Estimated annual

£12,547.60

100% of the full rate

With 35 or more qualifying years you get the full new State Pension of £241.30 a week. Extra years above 35 do not increase the new State Pension.

Compare UK pay by sector

Estimate only. Your actual State Pension depends on your National Insurance record, including any contracting-out before 2016. Get your personal forecast at gov.uk/check-state-pension. Figure based on the published 2026/27 full new State Pension (£241.30/week, 35 qualifying years for the full amount). Source: GOV.UK / DWP, Open Government Licence v3.0.

State Pension rates 2026/27

Type	Per week	Every 4 weeks	Per year (52 weeks)	Who it applies to
Full new State Pension	£241.30	£965.20	£12,547.60	Reached State Pension age on/after 6 April 2016
Full basic State Pension	£184.90	£739.60	£9,614.80	Reached State Pension age before 6 April 2016

Annual figures are the weekly rate × 52. The State Pension is normally paid every 4 weeks. Tax year 2026/27 (from 6 April 2026). Source: GOV.UK — Benefit and pension rates 2026 to 2027 (HM Government / DWP / HMRC).

UK State Pension 2026/27 — FAQ

How much is the full new State Pension in 2026/27?: The full new State Pension is £241.30 a week in 2026/27, which is £12,547.60 a year (52 weeks). The State Pension is normally paid every 4 weeks, so a full pension is about £965.20 per payment.
How many qualifying years do I need for the full State Pension?: You need 35 qualifying National Insurance years to get the full new State Pension, and at least 10 qualifying years to get any new State Pension at all. Each qualifying year is worth roughly £6.89 a week (£241.30 ÷ 35).
What is the difference between the new and basic State Pension?: The new State Pension (£241.30 a week) applies if you reached State Pension age on or after 6 April 2016. The older basic State Pension (full rate £184.90 a week) applies to people who reached State Pension age before that date. Which system you are in depends on your date of birth.
What is the State Pension age?: State Pension age is currently 66 (rising to 67 between 6 April 2026 and 5 April 2028). It is the earliest age you can start claiming your State Pension, and it is the same for men and women. You can check your exact date on GOV.UK at gov.uk/state-pension-age.
How is my State Pension calculated if I have fewer than 35 qualifying years?: If you have between 10 and 35 qualifying years, you get a proportion of the full amount: roughly (your qualifying years ÷ 35) × £241.30 a week. With fewer than 10 qualifying years you usually get no new State Pension. Use the estimator above to see your weekly and annual figure.
Will the full State Pension stay at £241.30 a week?: No — the State Pension is reviewed and usually increased every April under the government's uprating policy. The figures here are the published 2026/27 rates. GeraJobs re-dates this page when GOV.UK publishes the next year's rates.

Related on GeraJobs

UK benefits: Universal Credit & Child Benefit rates — standard allowances and a monthly Universal Credit estimator.
UK salary by industry sector — how much each sector pays, from real ONS data.
Browse jobs with salary ranges — roles hiring now across the UK.

Tax year 2026/27 (6 April 2026 to 5 April 2027). Source: GOV.UK — Benefit and pension rates 2026 to 2027 (HM Government / DWP / HMRC) and gov.uk/new-state-pension. Contains public sector information licensed under the Open Government Licence v3.0 (OGL v3.0). GeraJobs presents these published figures and the estimator is a guide only — no figure is modelled or invented. For a personal forecast use gov.uk/check-state-pension.