Can a Chartered surveyors afford to rent in Scotland?
Can a Chartered surveyors afford to rent in Scotland?
In Scotland, a Chartered surveyors earns a full-time median of £48,148 per year (ONS ASHE 2025, April 2025). Average monthly rent is £1,009 (ONS PIPR, May 2026), giving a Gera Affordability Ratio of 25.1% — rated "Affordable": Below the 30% ONS affordability threshold.
Gera Affordability Ratio
Affordable — Below the 30% ONS affordability threshold. Methodology: ratio of monthly rent to monthly gross salary (ONS threshold ≤ 30%).
How this is calculatedKey figures — Scotland
Regional salary
£48,148
ONS ASHE 2025 FT median
Monthly gross
£4,012
Before tax
Avg rent / mo
£1,009
ONS PIPR May 2026
1-bed rent
£698
per month
2-bed rent
£909
per month
Avg house price
£191,927
UKHPI Apr 2026
Gera Affordability Ratio breakdown
GAR — average rent
25.1%
Affordable
Below the 30% ONS affordability threshold.
GAR — 2-bed rent
22.7%
Affordable
£909 / mo
Gera Buy Ratio
4×
Accessible
Under 5× salary — historically accessible range.
GAR = (monthly rent ÷ monthly gross salary) × 100 · ONS threshold: ≤ 30% = affordable · Methodology
Your Gera Affordability Ratio — personalise by salary
The page uses the ONS ASHE 2025 median. Enter your actual salary to see how your personal ratio compares.
ONS 2025 median for Chartered surveyors: £48,148
Gera Affordability Ratio — average rent
25.1%
Affordable
£1,009 rent ÷ £4,012 monthly gross = 25.1% — below the 30% ONS threshold.
1-bed
17.4%
£698 / mo
2-bed
22.7%
£909 / mo
Gera Buy Ratio (house price ÷ salary)
4×
£191,927 average house price ÷ £48,148 salary. Accessible (under 5×).
Gross salary only — does not account for income tax, NI, or other deductions. Use the Take-Home Pay calculator for net income.
Frequently asked questions
- What is the median salary for a Chartered surveyors in Scotland?
- According to ONS ASHE 2025 provisional data (reference period April 2025), the full-time median gross annual pay for a Chartered surveyors in Scotland is £48,148, or £4,012 per month before tax. The UK national median for this role is £46,184.
- What is the average rent in Scotland?
- The average monthly private rent in Scotland is £1,009 across all property types (ONS PIPR, May 2026). A 1-bed averages £698. A 2-bed averages £909. A 3-bed averages £1,161.
- What is the Gera Affordability Ratio for a Chartered surveyors in Scotland?
- The Gera Affordability Ratio (GAR) for a Chartered surveyors in Scotland is 25.1% for average rent and 22.7% for a 2-bed. GAR = (monthly_rent ÷ monthly_gross_salary) × 100. A ratio ≤ 30% is rated "Affordable".
- Can a Chartered surveyors afford to buy in Scotland?
- The average house price in Scotland is £191,927 (UKHPI April 2026). At a regional salary of £48,148, the price-to-income multiple (Gera Buy Ratio) is 4×, rated "Accessible" — Under 5× salary — historically accessible range.
- What percentage of gross income does rent take for a Chartered surveyors in Scotland?
- Rent takes 25.1% of gross monthly income for this occupation in Scotland at average rent, or 22.7% for a 2-bed flat. The ONS affordability threshold is 30%; this area is therefore rated "Affordable".
Chartered surveyors affordability in other regions
Data sources
Salary: Office for National Statistics — Annual Survey of Hours and Earnings (ASHE) 2025 provisional · As of April 2025 · Open Government Licence v3.0
Rent: Office for National Statistics — Price Index of Private Rents (PIPR), May 2026 · As of May 2026 · Open Government Licence v3.0
House prices: HM Land Registry — UK House Price Index (UKHPI), April 2026 · As of April 2026 · Open Government Licence v3.0
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