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Can a Financial accounts managers afford to rent in South West?

Can a Financial accounts managers afford to rent in South West?

In South West, a Financial accounts managers earns a full-time median of £45,354 per year (ONS ASHE 2025, April 2025). Average monthly rent is £1,234 (ONS PIPR, May 2026), giving a Gera Affordability Ratio of 32.6% — rated "Tight": Exceeds the 30% ONS threshold — rent is a stretch.

Source:Office for National Statistics — Annual Survey of Hours and Earnings (ASHE) 2025 provisional·As of April 2025 · updated annual (salary) / monthly (rent + prices) · last refreshed

Gera Affordability Ratio

Tight — Exceeds the 30% ONS threshold — rent is a stretch. Methodology: ratio of monthly rent to monthly gross salary (ONS threshold ≤ 30%).

How this is calculated
32.6%

Key figures — South West

Regional salary

£45,354

ONS ASHE 2025 FT median

Monthly gross

£3,780

Before tax

Avg rent / mo

£1,234

ONS PIPR May 2026

1-bed rent

£823

per month

2-bed rent

£1,056

per month

Avg house price

£302,618

UKHPI Apr 2026

Gera Affordability Ratio breakdown

GAR — average rent

32.6%

Tight

Exceeds the 30% ONS threshold — rent is a stretch.

GAR — 2-bed rent

27.9%

Affordable

£1,056 / mo

Gera Buy Ratio

6.7×

Stretched

5–8× salary — typical UK first-buyer stretch.

GAR = (monthly rent ÷ monthly gross salary) × 100 · ONS threshold: ≤ 30% = affordable · Methodology

Your Gera Affordability Ratio — personalise by salary

The page uses the ONS ASHE 2025 median. Enter your actual salary to see how your personal ratio compares.

ONS 2025 median for Financial accounts managers: £45,354

Gera Affordability Ratio — average rent

32.6%

Tight

£1,234 rent ÷ £3,780 monthly gross = 32.6% — above the 30% ONS threshold.

1-bed

21.8%

£823 / mo

2-bed

27.9%

£1,056 / mo

Gera Buy Ratio (house price ÷ salary)

6.7×

£302,618 average house price ÷ £45,354 salary. Stretched (5–8×).

Gross salary only — does not account for income tax, NI, or other deductions. Use the Take-Home Pay calculator for net income.

Frequently asked questions

What is the median salary for a Financial accounts managers in South West?
According to ONS ASHE 2025 provisional data (reference period April 2025), the full-time median gross annual pay for a Financial accounts managers in South West is £45,354, or £3,780 per month before tax. The UK national median for this role is £48,980.
What is the average rent in South West?
The average monthly private rent in South West is £1,234 across all property types (ONS PIPR, May 2026). A 1-bed averages £823. A 2-bed averages £1,056. A 3-bed averages £1,285.
What is the Gera Affordability Ratio for a Financial accounts managers in South West?
The Gera Affordability Ratio (GAR) for a Financial accounts managers in South West is 32.6% for average rent and 27.9% for a 2-bed. GAR = (monthly_rent ÷ monthly_gross_salary) × 100. A ratio ≤ 30% is rated "Tight".
Can a Financial accounts managers afford to buy in South West?
The average house price in South West is £302,618 (UKHPI April 2026). At a regional salary of £45,354, the price-to-income multiple (Gera Buy Ratio) is 6.7×, rated "Stretched" — 5–8× salary — typical UK first-buyer stretch.
What percentage of gross income does rent take for a Financial accounts managers in South West?
Rent takes 32.6% of gross monthly income for this occupation in South West at average rent, or 27.9% for a 2-bed flat. The ONS affordability threshold is 30%; this area is therefore rated "Tight".

Financial accounts managers affordability in other regions

Data sources

Salary: Office for National Statistics — Annual Survey of Hours and Earnings (ASHE) 2025 provisional · As of April 2025 · Open Government Licence v3.0

Rent: Office for National Statistics — Price Index of Private Rents (PIPR), May 2026 · As of May 2026 · Open Government Licence v3.0

House prices: HM Land Registry — UK House Price Index (UKHPI), April 2026 · As of April 2026 · Open Government Licence v3.0

Full methodology · ← All regions for Financial accounts managers

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