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Can a IT business analysts, architects and systems designers afford to rent in Scotland?

Can a IT business analysts, architects and systems designers afford to rent in Scotland?

In Scotland, a IT business analysts, architects and systems designers earns a full-time median of £49,626 per year (ONS ASHE 2025, April 2025). Average monthly rent is £1,009 (ONS PIPR, May 2026), giving a Gera Affordability Ratio of 24.4% — rated "Affordable": Below the 30% ONS affordability threshold.

Source:Office for National Statistics — Annual Survey of Hours and Earnings (ASHE) 2025 provisional·As of April 2025 · updated annual (salary) / monthly (rent + prices) · last refreshed

Gera Affordability Ratio

Affordable — Below the 30% ONS affordability threshold. Methodology: ratio of monthly rent to monthly gross salary (ONS threshold ≤ 30%).

How this is calculated
24.4%

Key figures — Scotland

Regional salary

£49,626

ONS ASHE 2025 FT median

Monthly gross

£4,136

Before tax

Avg rent / mo

£1,009

ONS PIPR May 2026

1-bed rent

£698

per month

2-bed rent

£909

per month

Avg house price

£191,927

UKHPI Apr 2026

Gera Affordability Ratio breakdown

GAR — average rent

24.4%

Affordable

Below the 30% ONS affordability threshold.

GAR — 2-bed rent

22.0%

Affordable

£909 / mo

Gera Buy Ratio

3.9×

Accessible

Under 5× salary — historically accessible range.

GAR = (monthly rent ÷ monthly gross salary) × 100 · ONS threshold: ≤ 30% = affordable · Methodology

Your Gera Affordability Ratio — personalise by salary

The page uses the ONS ASHE 2025 median. Enter your actual salary to see how your personal ratio compares.

ONS 2025 median for IT business analysts, architects and systems designers: £49,626

Gera Affordability Ratio — average rent

24.4%

Affordable

£1,009 rent ÷ £4,136 monthly gross = 24.4% — below the 30% ONS threshold.

1-bed

16.9%

£698 / mo

2-bed

22.0%

£909 / mo

Gera Buy Ratio (house price ÷ salary)

3.9×

£191,927 average house price ÷ £49,626 salary. Accessible (under 5×).

Gross salary only — does not account for income tax, NI, or other deductions. Use the Take-Home Pay calculator for net income.

Frequently asked questions

What is the median salary for a IT business analysts, architects and systems designers in Scotland?
According to ONS ASHE 2025 provisional data (reference period April 2025), the full-time median gross annual pay for a IT business analysts, architects and systems designers in Scotland is £49,626, or £4,136 per month before tax. The UK national median for this role is £60,288.
What is the average rent in Scotland?
The average monthly private rent in Scotland is £1,009 across all property types (ONS PIPR, May 2026). A 1-bed averages £698. A 2-bed averages £909. A 3-bed averages £1,161.
What is the Gera Affordability Ratio for a IT business analysts, architects and systems designers in Scotland?
The Gera Affordability Ratio (GAR) for a IT business analysts, architects and systems designers in Scotland is 24.4% for average rent and 22.0% for a 2-bed. GAR = (monthly_rent ÷ monthly_gross_salary) × 100. A ratio ≤ 30% is rated "Affordable".
Can a IT business analysts, architects and systems designers afford to buy in Scotland?
The average house price in Scotland is £191,927 (UKHPI April 2026). At a regional salary of £49,626, the price-to-income multiple (Gera Buy Ratio) is 3.9×, rated "Accessible" — Under 5× salary — historically accessible range.
What percentage of gross income does rent take for a IT business analysts, architects and systems designers in Scotland?
Rent takes 24.4% of gross monthly income for this occupation in Scotland at average rent, or 22.0% for a 2-bed flat. The ONS affordability threshold is 30%; this area is therefore rated "Affordable".

IT business analysts, architects and systems designers affordability in other regions

Data sources

Salary: Office for National Statistics — Annual Survey of Hours and Earnings (ASHE) 2025 provisional · As of April 2025 · Open Government Licence v3.0

Rent: Office for National Statistics — Price Index of Private Rents (PIPR), May 2026 · As of May 2026 · Open Government Licence v3.0

House prices: HM Land Registry — UK House Price Index (UKHPI), April 2026 · As of April 2026 · Open Government Licence v3.0

Full methodology · ← All regions for IT business analysts, architects and systems designers

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