Can a Midwifery nurses afford to rent in the UK?
Can a Midwifery nurses afford to rent in the UK?
A Midwifery nurses earns a full-time median of £46,990 per year (ONS ASHE 2025 provisional, April 2025). Across 10 UK regions, rent is affordable (below 30% of gross income) in 5 out of 10. Wales is most affordable at a Gera Affordability Ratio of 20.1%; London is least affordable at 54.2%.
Gera Affordability Ratio
Wales is most affordable for a Midwifery nurses. 5 of 10 regions are below the 30% ONS threshold.
How this is calculatedMidwifery nurses — salary and affordability summary
National median
£46,990
ONS ASHE 2025, FT
Monthly gross
£3,916
Before tax
Affordable regions
5/10
GAR ≤ 30%
Rent affordability by UK region
Gera Affordability Ratio = (monthly rent ÷ regional median monthly salary) × 100. Sorted most affordable first. Click a region for a detailed breakdown.
| Region | Salary | Avg rent / mo | GAR | GAR 2-bed | Buy ratio |
|---|---|---|---|---|---|
| Wales | £49,914 | £836 | 20.1% | 18.5% | 4.3× |
| Yorkshire and The Humber | £47,120 | £856 | 21.8% | 19.4% | 4.4× |
| North West | £46,151 | £954 | 24.8% | 22.6% | 4.7× |
| Scotland | £46,958 | £1,009 | 25.8% | 23.2% | 4.1× |
| West Midlands | £42,210 | £966 | 27.5% | 24.8% | 5.9× |
| East Midlands | £33,329 | £914 | 32.9% | 29.5% | 7.2× |
| East of England | £44,688 | £1,280 | 34.4% | 30.6% | 7.5× |
| South West | £38,052 | £1,234 | 38.9% | 33.3% | 8× |
| South East | £43,667 | £1,418 | 39.0% | 34.8% | 8.6× |
| London | £50,781 | £2,294 | 54.2% | 51.9% | 10.9× |
Frequently asked questions
- What is the median salary for a Midwifery nurses?
- According to ONS ASHE 2025 provisional data (reference period April 2025), the UK median gross annual pay for a Midwifery nurses working full-time is £46,990, which equals £3,916 per month before tax.
- Which UK region is most affordable for a Midwifery nurses to rent?
- Wales is the most affordable region for a Midwifery nurses to rent, with a Gera Affordability Ratio of 20.1% — average monthly rent £836 against a regional median salary of £49,914 (ONS ASHE 2025, April 2025).
- Where is it hardest for a Midwifery nurses to afford rent?
- London is the least affordable region, with a Gera Affordability Ratio of 54.2% — average monthly rent £2,294 versus regional median salary £50,781 for this occupation.
- Can a Midwifery nurses afford to buy a home in the UK?
- At the national median salary of £46,990, buying in Wales would require a price-to-income ratio of 4.3× (average house price £212,489 ÷ regional salary £49,914). That is rated "Accessible" — Under 5× salary — historically accessible range. The full buy-ratio across all regions is shown in the table below.
- How is the Gera Affordability Ratio calculated for a Midwifery nurses?
- GAR = (monthly_rent ÷ regional_median_monthly_salary) × 100. Salary from ONS ASHE 2025 (Table 15(4).7a, region × occupation, full-time median). Rent from ONS PIPR May 2026 (regional average monthly private rent). A ratio ≤ 30% is "affordable" per ONS guidance. Full methodology: https://gerajobs.com/affordability/methodology.
Data sources
Salary: Office for National Statistics — Annual Survey of Hours and Earnings (ASHE) 2025 provisional · Open Government Licence v3.0
Rent: Office for National Statistics — Price Index of Private Rents (PIPR), May 2026 · Open Government Licence v3.0
House prices: HM Land Registry — UK House Price Index (UKHPI), April 2026 · Open Government Licence v3.0
Find Midwifery nurses jobs in affordable regions
GeraJobs lists live Midwifery nurses vacancies with salary ranges — filter by your target region to find roles where the maths works.