What is the best state to be a insurance claims and policy processing clerks?

By the Gera US Real Pay Index, Maine is the best state for a insurance claims and policy processing clerks: a BLS median of $58,890 is worth $58,248 after the 2025 state income tax ($2,360) and the 2024 BEA cost-of-living adjustment (RPP 97.0), an index of 117.0 where the average state is 100.

Does the highest-paying state also leave you best off?

Not necessarily. New Hampshire has the highest headline BLS median for a insurance claims and policy processing clerks at $60,650, but after state tax and cost of living it ranks #2 of 49 on real pay (index 116.9). That gap is exactly what the Gera US Real Pay Index reveals.

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Best States to Be a Insurance Claims and Policy Processing Clerks

After 2025 state income tax and 2024 cost of living, a insurance claims and policy processing clerks salary goes furthest in Maine — a $58,890 BLS median worth $58,248 in real terms (Gera US Real Pay Index 117.0).

Which US states are best for a insurance claims and policy processing clerks after cost of living and tax?

For a insurance claims and policy processing clerks, the Gera US Real Pay Index ranks Maine #1: a $58,890 BLS median becomes $58,248 in cost-of-living-and-tax-adjusted terms (index 117.0). Alabama ranks last ($41,091, index 82.5). Real BLS OEWS May 2025 across 49 states; re-dated annually.

Source:U.S. Bureau of Labor Statistics — Occupational Employment and Wage Statistics (OEWS)·As of May 2025 state estimates · updated annually · last refreshed 19 June 2026

Gera US Real Pay Index

Maine ranks #1 of 49 states for a insurance claims and policy processing clerks. Index 100 = the average state; 117.0 means pay goes 17.0% further after tax and cost of living.

How this is calculated

117.0

Insurance Claims and Policy Processing Clerks — real pay by state (best first)

#	State	BLS median	State tax	Cost (RPP)	Real pay	Index
1	Maine	$58,890	$2,360	97.0	$58,248	117.0
2	New Hampshire	$60,650	—	104.2	$58,225	116.9
3	Minnesota	$58,030	$2,457	98.6	$56,350	113.2
4	Washington	$60,220	—	107.0	$56,274	113.0
5	Connecticut	$59,760	$1,764	103.6	$55,975	112.4
6	Colorado	$58,660	$1,921	103.1	$55,059	110.6
7	North Dakota	$48,390	—	89.0	$54,396	109.3
8	Oklahoma	$48,650	$1,773	87.8	$53,364	107.2
9	New Jersey	$59,810	$1,757	108.8	$53,355	107.2
10	Nebraska	$48,490	$1,425	90.1	$52,234	104.9
11	Louisiana	$46,800	$1,029	88.2	$51,890	104.2
12	Montana	$50,890	$1,864	94.6	$51,800	104.0
13	Kentucky	$48,330	$1,802	90.2	$51,606	103.7
14	Ohio	$48,380	$548	92.8	$51,557	103.6
15	South Dakota	$45,610	—	88.6	$51,487	103.4
16	Texas	$49,880	—	97.1	$51,392	103.2
17	Indiana	$49,240	$1,447	93.3	$51,209	102.9
18	Kansas	$47,960	$1,876	90.1	$51,165	102.8
19	New York	$57,790	$2,573	107.9	$51,164	102.8
20	Iowa	$46,430	$1,724	87.8	$50,940	102.3
21	Wisconsin	$49,170	$1,454	94.1	$50,711	101.9
22	Wyoming	$46,870	—	92.7	$50,566	101.6
23	Arkansas	$45,220	$1,555	86.9	$50,226	100.9
24	California	$56,800	$1,504	110.7	$49,942	100.3
25	Tennessee	$45,720	—	91.9	$49,766	100.0
26	North Carolina	$48,130	$1,504	94.3	$49,431	99.3
27	Arizona	$50,530	$788	100.7	$49,407	99.2
28	Missouri	$46,010	$1,282	90.8	$49,251	98.9
29	Mississippi	$43,840	$1,124	87.0	$49,126	98.7
30	Pennsylvania	$49,420	$1,517	97.6	$49,095	98.6
31	Vermont	$49,260	$1,231	98.0	$49,030	98.5
32	West Virginia	$44,740	$1,287	89.5	$48,552	97.5
33	Nevada	$48,300	—	100.0	$48,310	97.0
34	Delaware	$49,990	$2,098	99.8	$47,985	96.4
35	Michigan	$47,860	$1,788	96.2	$47,884	96.2
36	Idaho	$47,200	$1,568	95.5	$47,786	96.0
37	Massachusetts	$52,910	$2,426	105.8	$47,736	95.9
38	Alaska	$48,740	—	102.4	$47,617	95.6
39	Georgia	$46,590	$1,864	96.3	$46,447	93.3
40	South Carolina	$44,650	$1,161	93.7	$46,389	93.2
41	Illinois	$48,440	$2,257	100.0	$46,203	92.8
42	Oregon	$50,890	$3,649	103.4	$45,705	91.8
43	Florida	$47,130	—	103.4	$45,574	91.5
44	Utah	$47,120	$2,144	98.9	$45,493	91.4
45	New Mexico	$41,700	$873	92.2	$44,275	88.9
46	Virginia	$46,430	$1,870	101.1	$44,073	88.5
47	Maryland	$47,070	$1,903	105.0	$43,033	86.4
48	Hawaii	$47,420	$2,098	110.0	$41,220	82.8
49	Alabama	$38,140	$1,642	88.8	$41,091	82.5

"Real pay" = BLS median − 2025 state income tax, divided by the state's 2024 BEA cost of living (US = 100). Only the 49 states for which BLS publishes a median for this occupation are ranked; suppressed cells are excluded, never set to zero.

Where does your salary go furthest?

Enter a salary and a state. We adjust for 2025 state income tax and the 2024 BEA cost of living to show your real, purchasing-power-equivalent pay — then rank every state.

Gross annual salary (USD)Compare against state

In Maine, a $58,890 salary is worth about $56,341 in cost-of-living-and-tax-adjusted terms.

State income tax $4,211 (≈ top marginal 7.15% (upper bound)) · take-home $54,679 · BEA cost of living 97.0 (US = 100).

The same salary goes furthest in South Dakota — worth $66,478, a $10,136 gain over Maine.

#	State	Real value	Cost (RPP)
1	South Dakota	$66,478	88.6
2	Arkansas	$65,097	86.9
3	Louisiana	$64,761	88.2
4	Mississippi	$64,746	87.0
5	Iowa	$64,552	87.8
6	North Dakota	$64,544	89.0
7	Tennessee	$64,101	91.9
8	Oklahoma	$63,856	87.8
9	Wyoming	$63,534	92.7
10	Alabama	$62,985	88.8
11	Kentucky	$62,705	90.2
12	West Virginia	$62,629	89.5

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Estimate only. State income tax is approximated from each state's 2025 flat rate (or top marginal rate as an upper bound for graduated states) and ignores federal tax, deductions and credits. The pre-published occupation and state pages use exact 2025 bracket math. Cost of living is the 2024 BEA Regional Price Parity (All Items).

Insurance Claims and Policy Processing Clerks — real pay FAQ

What is the best state to be a insurance claims and policy processing clerks?: By the Gera US Real Pay Index, Maine is the best state for a insurance claims and policy processing clerks: a BLS median of $58,890 is worth $58,248 after the 2025 state income tax ($2,360) and the 2024 BEA cost-of-living adjustment (RPP 97.0), an index of 117.0 where the average state is 100.
Does the highest-paying state also leave you best off?: Not necessarily. New Hampshire has the highest headline BLS median for a insurance claims and policy processing clerks at $60,650, but after state tax and cost of living it ranks #2 of 49 on real pay (index 116.9). That gap is exactly what the Gera US Real Pay Index reveals.
Where does a insurance claims and policy processing clerks salary go least far?: Alabama ranks last of 49 states for a insurance claims and policy processing clerks: a $38,140 BLS median is worth only $41,091 after tax and cost of living (index 82.5). Higher local prices and/or income tax less far than the national average erode the headline pay.

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Related on GeraJobs

Gera US Real Pay Index — all states ranked — and how the index is calculated.
Methodology — the exact BLS + BEA + tax computation.
Browse US jobs with salary ranges — roles hiring now.

Sources: U.S. Bureau of Labor Statistics — Occupational Employment and Wage Statistics (OEWS) (May 2025 state estimates, US federal public domain); U.S. Bureau of Economic Analysis — Regional Price Parities (All Items), by state (2024 (US = 100)); Tax Foundation — 2025 State Individual Income Tax Rates and Brackets. The Gera US Real Pay Index for a insurance claims and policy processing clerks is computed by GeraJobs from these figures; no figure is modelled or interpolated.