Can a Care workers and home carers afford to rent in North West?
Can a Care workers and home carers afford to rent in North West?
In North West, a Care workers and home carers earns a full-time median of £27,245 per year (ONS ASHE 2025, April 2025). Average monthly rent is £954 (ONS PIPR, May 2026), giving a Gera Affordability Ratio of 42.0% — rated "Unaffordable": Significantly above the 30% ONS threshold.
Gera Affordability Ratio
Unaffordable — Significantly above the 30% ONS threshold. Methodology: ratio of monthly rent to monthly gross salary (ONS threshold ≤ 30%).
How this is calculatedKey figures — North West
Regional salary
£27,245
ONS ASHE 2025 FT median
Monthly gross
£2,270
Before tax
Avg rent / mo
£954
ONS PIPR May 2026
1-bed rent
£692
per month
2-bed rent
£869
per month
Avg house price
£216,138
UKHPI Apr 2026
Gera Affordability Ratio breakdown
GAR — average rent
42.0%
Unaffordable
Significantly above the 30% ONS threshold.
GAR — 2-bed rent
38.3%
Tight
£869 / mo
Gera Buy Ratio
7.9×
Stretched
5–8× salary — typical UK first-buyer stretch.
GAR = (monthly rent ÷ monthly gross salary) × 100 · ONS threshold: ≤ 30% = affordable · Methodology
Your Gera Affordability Ratio — personalise by salary
The page uses the ONS ASHE 2025 median. Enter your actual salary to see how your personal ratio compares.
ONS 2025 median for Care workers and home carers: £27,245
Gera Affordability Ratio — average rent
42.0%
Unaffordable
£954 rent ÷ £2,270 monthly gross = 42.0% — above the 30% ONS threshold.
1-bed
30.5%
£692 / mo
2-bed
38.3%
£869 / mo
Gera Buy Ratio (house price ÷ salary)
7.9×
£216,138 average house price ÷ £27,245 salary. Stretched (5–8×).
Gross salary only — does not account for income tax, NI, or other deductions. Use the Take-Home Pay calculator for net income.
Frequently asked questions
- What is the median salary for a Care workers and home carers in North West?
- According to ONS ASHE 2025 provisional data (reference period April 2025), the full-time median gross annual pay for a Care workers and home carers in North West is £27,245, or £2,270 per month before tax. The UK national median for this role is £27,468.
- What is the average rent in North West?
- The average monthly private rent in North West is £954 across all property types (ONS PIPR, May 2026). A 1-bed averages £692. A 2-bed averages £869. A 3-bed averages £1,039.
- What is the Gera Affordability Ratio for a Care workers and home carers in North West?
- The Gera Affordability Ratio (GAR) for a Care workers and home carers in North West is 42.0% for average rent and 38.3% for a 2-bed. GAR = (monthly_rent ÷ monthly_gross_salary) × 100. A ratio ≤ 30% is rated "Unaffordable".
- Can a Care workers and home carers afford to buy in North West?
- The average house price in North West is £216,138 (UKHPI April 2026). At a regional salary of £27,245, the price-to-income multiple (Gera Buy Ratio) is 7.9×, rated "Stretched" — 5–8× salary — typical UK first-buyer stretch.
- What percentage of gross income does rent take for a Care workers and home carers in North West?
- Rent takes 42.0% of gross monthly income for this occupation in North West at average rent, or 38.3% for a 2-bed flat. The ONS affordability threshold is 30%; this area is therefore rated "Unaffordable".
Care workers and home carers affordability in other regions
Data sources
Salary: Office for National Statistics — Annual Survey of Hours and Earnings (ASHE) 2025 provisional · As of April 2025 · Open Government Licence v3.0
Rent: Office for National Statistics — Price Index of Private Rents (PIPR), May 2026 · As of May 2026 · Open Government Licence v3.0
House prices: HM Land Registry — UK House Price Index (UKHPI), April 2026 · As of April 2026 · Open Government Licence v3.0
Full methodology · ← All regions for Care workers and home carers
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