Can a Care workers and home carers afford to rent in Wales?
Can a Care workers and home carers afford to rent in Wales?
In Wales, a Care workers and home carers earns a full-time median of £27,249 per year (ONS ASHE 2025, April 2025). Average monthly rent is £836 (ONS PIPR, May 2026), giving a Gera Affordability Ratio of 36.8% — rated "Tight": Exceeds the 30% ONS threshold — rent is a stretch.
Gera Affordability Ratio
Tight — Exceeds the 30% ONS threshold — rent is a stretch. Methodology: ratio of monthly rent to monthly gross salary (ONS threshold ≤ 30%).
How this is calculatedKey figures — Wales
Regional salary
£27,249
ONS ASHE 2025 FT median
Monthly gross
£2,271
Before tax
Avg rent / mo
£836
ONS PIPR May 2026
1-bed rent
£629
per month
2-bed rent
£771
per month
Avg house price
£212,489
UKHPI Apr 2026
Gera Affordability Ratio breakdown
GAR — average rent
36.8%
Tight
Exceeds the 30% ONS threshold — rent is a stretch.
GAR — 2-bed rent
34.0%
Tight
£771 / mo
Gera Buy Ratio
7.8×
Stretched
5–8× salary — typical UK first-buyer stretch.
GAR = (monthly rent ÷ monthly gross salary) × 100 · ONS threshold: ≤ 30% = affordable · Methodology
Your Gera Affordability Ratio — personalise by salary
The page uses the ONS ASHE 2025 median. Enter your actual salary to see how your personal ratio compares.
ONS 2025 median for Care workers and home carers: £27,249
Gera Affordability Ratio — average rent
36.8%
Tight
£836 rent ÷ £2,271 monthly gross = 36.8% — above the 30% ONS threshold.
1-bed
27.7%
£629 / mo
2-bed
34.0%
£771 / mo
Gera Buy Ratio (house price ÷ salary)
7.8×
£212,489 average house price ÷ £27,249 salary. Stretched (5–8×).
Gross salary only — does not account for income tax, NI, or other deductions. Use the Take-Home Pay calculator for net income.
Frequently asked questions
- What is the median salary for a Care workers and home carers in Wales?
- According to ONS ASHE 2025 provisional data (reference period April 2025), the full-time median gross annual pay for a Care workers and home carers in Wales is £27,249, or £2,271 per month before tax. The UK national median for this role is £27,468.
- What is the average rent in Wales?
- The average monthly private rent in Wales is £836 across all property types (ONS PIPR, May 2026). A 1-bed averages £629. A 2-bed averages £771. A 3-bed averages £880.
- What is the Gera Affordability Ratio for a Care workers and home carers in Wales?
- The Gera Affordability Ratio (GAR) for a Care workers and home carers in Wales is 36.8% for average rent and 34.0% for a 2-bed. GAR = (monthly_rent ÷ monthly_gross_salary) × 100. A ratio ≤ 30% is rated "Tight".
- Can a Care workers and home carers afford to buy in Wales?
- The average house price in Wales is £212,489 (UKHPI April 2026). At a regional salary of £27,249, the price-to-income multiple (Gera Buy Ratio) is 7.8×, rated "Stretched" — 5–8× salary — typical UK first-buyer stretch.
- What percentage of gross income does rent take for a Care workers and home carers in Wales?
- Rent takes 36.8% of gross monthly income for this occupation in Wales at average rent, or 34.0% for a 2-bed flat. The ONS affordability threshold is 30%; this area is therefore rated "Tight".
Care workers and home carers affordability in other regions
Data sources
Salary: Office for National Statistics — Annual Survey of Hours and Earnings (ASHE) 2025 provisional · As of April 2025 · Open Government Licence v3.0
Rent: Office for National Statistics — Price Index of Private Rents (PIPR), May 2026 · As of May 2026 · Open Government Licence v3.0
House prices: HM Land Registry — UK House Price Index (UKHPI), April 2026 · As of April 2026 · Open Government Licence v3.0
Full methodology · ← All regions for Care workers and home carers
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