Can a Finance and investment analysts and advisers afford to rent in the UK?
Can a Finance and investment analysts and advisers afford to rent in the UK?
A Finance and investment analysts and advisers earns a full-time median of £50,330 per year (ONS ASHE 2025 provisional, April 2025). Across 10 UK regions, rent is affordable (below 30% of gross income) in 5 out of 10. Scotland is most affordable at a Gera Affordability Ratio of 21.8%; London is least affordable at 42.6%.
Gera Affordability Ratio
Scotland is most affordable for a Finance and investment analysts and advisers. 5 of 10 regions are below the 30% ONS threshold.
How this is calculatedFinance and investment analysts and advisers — salary and affordability summary
National median
£50,330
ONS ASHE 2025, FT
Monthly gross
£4,194
Before tax
Affordable regions
5/10
GAR ≤ 30%
Rent affordability by UK region
Gera Affordability Ratio = (monthly rent ÷ regional median monthly salary) × 100. Sorted most affordable first. Click a region for a detailed breakdown.
| Region | Salary | Avg rent / mo | GAR | GAR 2-bed | Buy ratio |
|---|---|---|---|---|---|
| Scotland | £55,523 | £1,009 | 21.8% | 19.6% | 3.5× |
| Yorkshire and The Humber | £46,742 | £856 | 22.0% | 19.5% | 4.4× |
| North West | £45,060 | £954 | 25.4% | 23.1% | 4.8× |
| North East | £35,449 | £776 | 26.3% | 23.2% | 4.6× |
| West Midlands | £42,393 | £966 | 27.3% | 24.7% | 5.9× |
| South West | £47,551 | £1,234 | 31.1% | 26.6% | 6.4× |
| Wales | £31,987 | £836 | 31.4% | 28.9% | 6.6× |
| East of England | £47,829 | £1,280 | 32.1% | 28.6% | 7× |
| South East | £41,448 | £1,418 | 41.1% | 36.7% | 9.1× |
| London | £64,672 | £2,294 | 42.6% | 40.7% | 8.5× |
Frequently asked questions
- What is the median salary for a Finance and investment analysts and advisers?
- According to ONS ASHE 2025 provisional data (reference period April 2025), the UK median gross annual pay for a Finance and investment analysts and advisers working full-time is £50,330, which equals £4,194 per month before tax.
- Which UK region is most affordable for a Finance and investment analysts and advisers to rent?
- Scotland is the most affordable region for a Finance and investment analysts and advisers to rent, with a Gera Affordability Ratio of 21.8% — average monthly rent £1,009 against a regional median salary of £55,523 (ONS ASHE 2025, April 2025).
- Where is it hardest for a Finance and investment analysts and advisers to afford rent?
- London is the least affordable region, with a Gera Affordability Ratio of 42.6% — average monthly rent £2,294 versus regional median salary £64,672 for this occupation.
- Can a Finance and investment analysts and advisers afford to buy a home in the UK?
- At the national median salary of £50,330, buying in North East would require a price-to-income ratio of 4.6× (average house price £163,190 ÷ regional salary £35,449). That is rated "Accessible" — Under 5× salary — historically accessible range. The full buy-ratio across all regions is shown in the table below.
- How is the Gera Affordability Ratio calculated for a Finance and investment analysts and advisers?
- GAR = (monthly_rent ÷ regional_median_monthly_salary) × 100. Salary from ONS ASHE 2025 (Table 15(4).7a, region × occupation, full-time median). Rent from ONS PIPR May 2026 (regional average monthly private rent). A ratio ≤ 30% is "affordable" per ONS guidance. Full methodology: https://gerajobs.com/affordability/methodology.
Data sources
Salary: Office for National Statistics — Annual Survey of Hours and Earnings (ASHE) 2025 provisional · Open Government Licence v3.0
Rent: Office for National Statistics — Price Index of Private Rents (PIPR), May 2026 · Open Government Licence v3.0
House prices: HM Land Registry — UK House Price Index (UKHPI), April 2026 · Open Government Licence v3.0
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