Can a Finance and investment analysts and advisers afford to rent in West Midlands?
Can a Finance and investment analysts and advisers afford to rent in West Midlands?
In West Midlands, a Finance and investment analysts and advisers earns a full-time median of £42,393 per year (ONS ASHE 2025, April 2025). Average monthly rent is £966 (ONS PIPR, May 2026), giving a Gera Affordability Ratio of 27.3% — rated "Affordable": Below the 30% ONS affordability threshold.
Gera Affordability Ratio
Affordable — Below the 30% ONS affordability threshold. Methodology: ratio of monthly rent to monthly gross salary (ONS threshold ≤ 30%).
How this is calculatedKey figures — West Midlands
Regional salary
£42,393
ONS ASHE 2025 FT median
Monthly gross
£3,533
Before tax
Avg rent / mo
£966
ONS PIPR May 2026
1-bed rent
£701
per month
2-bed rent
£872
per month
Avg house price
£250,625
UKHPI Apr 2026
Gera Affordability Ratio breakdown
GAR — average rent
27.3%
Affordable
Below the 30% ONS affordability threshold.
GAR — 2-bed rent
24.7%
Affordable
£872 / mo
Gera Buy Ratio
5.9×
Stretched
5–8× salary — typical UK first-buyer stretch.
GAR = (monthly rent ÷ monthly gross salary) × 100 · ONS threshold: ≤ 30% = affordable · Methodology
Your Gera Affordability Ratio — personalise by salary
The page uses the ONS ASHE 2025 median. Enter your actual salary to see how your personal ratio compares.
ONS 2025 median for Finance and investment analysts and advisers: £42,393
Gera Affordability Ratio — average rent
27.3%
Affordable
£966 rent ÷ £3,533 monthly gross = 27.3% — below the 30% ONS threshold.
1-bed
19.8%
£701 / mo
2-bed
24.7%
£872 / mo
Gera Buy Ratio (house price ÷ salary)
5.9×
£250,625 average house price ÷ £42,393 salary. Stretched (5–8×).
Gross salary only — does not account for income tax, NI, or other deductions. Use the Take-Home Pay calculator for net income.
Frequently asked questions
- What is the median salary for a Finance and investment analysts and advisers in West Midlands?
- According to ONS ASHE 2025 provisional data (reference period April 2025), the full-time median gross annual pay for a Finance and investment analysts and advisers in West Midlands is £42,393, or £3,533 per month before tax. The UK national median for this role is £50,330.
- What is the average rent in West Midlands?
- The average monthly private rent in West Midlands is £966 across all property types (ONS PIPR, May 2026). A 1-bed averages £701. A 2-bed averages £872. A 3-bed averages £1,034.
- What is the Gera Affordability Ratio for a Finance and investment analysts and advisers in West Midlands?
- The Gera Affordability Ratio (GAR) for a Finance and investment analysts and advisers in West Midlands is 27.3% for average rent and 24.7% for a 2-bed. GAR = (monthly_rent ÷ monthly_gross_salary) × 100. A ratio ≤ 30% is rated "Affordable".
- Can a Finance and investment analysts and advisers afford to buy in West Midlands?
- The average house price in West Midlands is £250,625 (UKHPI April 2026). At a regional salary of £42,393, the price-to-income multiple (Gera Buy Ratio) is 5.9×, rated "Stretched" — 5–8× salary — typical UK first-buyer stretch.
- What percentage of gross income does rent take for a Finance and investment analysts and advisers in West Midlands?
- Rent takes 27.3% of gross monthly income for this occupation in West Midlands at average rent, or 24.7% for a 2-bed flat. The ONS affordability threshold is 30%; this area is therefore rated "Affordable".
Finance and investment analysts and advisers affordability in other regions
Data sources
Salary: Office for National Statistics — Annual Survey of Hours and Earnings (ASHE) 2025 provisional · As of April 2025 · Open Government Licence v3.0
Rent: Office for National Statistics — Price Index of Private Rents (PIPR), May 2026 · As of May 2026 · Open Government Licence v3.0
House prices: HM Land Registry — UK House Price Index (UKHPI), April 2026 · As of April 2026 · Open Government Licence v3.0
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