Can a Programmers and software development professionals afford to rent in London?
Can a Programmers and software development professionals afford to rent in London?
In London, a Programmers and software development professionals earns a full-time median of £75,296 per year (ONS ASHE 2025, April 2025). Average monthly rent is £2,294 (ONS PIPR, May 2026), giving a Gera Affordability Ratio of 36.6% — rated "Tight": Exceeds the 30% ONS threshold — rent is a stretch.
Gera Affordability Ratio
Tight — Exceeds the 30% ONS threshold — rent is a stretch. Methodology: ratio of monthly rent to monthly gross salary (ONS threshold ≤ 30%).
How this is calculatedKey figures — London
Regional salary
£75,296
ONS ASHE 2025 FT median
Monthly gross
£6,275
Before tax
Avg rent / mo
£2,294
ONS PIPR May 2026
1-bed rent
£1,733
per month
2-bed rent
£2,196
per month
Avg house price
£552,655
UKHPI Apr 2026
Gera Affordability Ratio breakdown
GAR — average rent
36.6%
Tight
Exceeds the 30% ONS threshold — rent is a stretch.
GAR — 2-bed rent
35.0%
Tight
£2,196 / mo
Gera Buy Ratio
7.3×
Stretched
5–8× salary — typical UK first-buyer stretch.
GAR = (monthly rent ÷ monthly gross salary) × 100 · ONS threshold: ≤ 30% = affordable · Methodology
Your Gera Affordability Ratio — personalise by salary
The page uses the ONS ASHE 2025 median. Enter your actual salary to see how your personal ratio compares.
ONS 2025 median for Programmers and software development professionals: £75,296
Gera Affordability Ratio — average rent
36.6%
Tight
£2,294 rent ÷ £6,275 monthly gross = 36.6% — above the 30% ONS threshold.
1-bed
27.6%
£1,733 / mo
2-bed
35.0%
£2,196 / mo
Gera Buy Ratio (house price ÷ salary)
7.3×
£552,655 average house price ÷ £75,296 salary. Stretched (5–8×).
Gross salary only — does not account for income tax, NI, or other deductions. Use the Take-Home Pay calculator for net income.
Frequently asked questions
- What is the median salary for a Programmers and software development professionals in London?
- According to ONS ASHE 2025 provisional data (reference period April 2025), the full-time median gross annual pay for a Programmers and software development professionals in London is £75,296, or £6,275 per month before tax. The UK national median for this role is £56,914.
- What is the average rent in London?
- The average monthly private rent in London is £2,294 across all property types (ONS PIPR, May 2026). A 1-bed averages £1,733. A 2-bed averages £2,196. A 3-bed averages £2,596.
- What is the Gera Affordability Ratio for a Programmers and software development professionals in London?
- The Gera Affordability Ratio (GAR) for a Programmers and software development professionals in London is 36.6% for average rent and 35.0% for a 2-bed. GAR = (monthly_rent ÷ monthly_gross_salary) × 100. A ratio ≤ 30% is rated "Tight".
- Can a Programmers and software development professionals afford to buy in London?
- The average house price in London is £552,655 (UKHPI April 2026). At a regional salary of £75,296, the price-to-income multiple (Gera Buy Ratio) is 7.3×, rated "Stretched" — 5–8× salary — typical UK first-buyer stretch.
- What percentage of gross income does rent take for a Programmers and software development professionals in London?
- Rent takes 36.6% of gross monthly income for this occupation in London at average rent, or 35.0% for a 2-bed flat. The ONS affordability threshold is 30%; this area is therefore rated "Tight".
Programmers and software development professionals affordability in other regions
Data sources
Salary: Office for National Statistics — Annual Survey of Hours and Earnings (ASHE) 2025 provisional · As of April 2025 · Open Government Licence v3.0
Rent: Office for National Statistics — Price Index of Private Rents (PIPR), May 2026 · As of May 2026 · Open Government Licence v3.0
House prices: HM Land Registry — UK House Price Index (UKHPI), April 2026 · As of April 2026 · Open Government Licence v3.0
Full methodology · ← All regions for Programmers and software development professionals
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