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Can a Programmers and software development professionals afford to rent in Scotland?

Can a Programmers and software development professionals afford to rent in Scotland?

In Scotland, a Programmers and software development professionals earns a full-time median of £48,930 per year (ONS ASHE 2025, April 2025). Average monthly rent is £1,009 (ONS PIPR, May 2026), giving a Gera Affordability Ratio of 24.7% — rated "Affordable": Below the 30% ONS affordability threshold.

Source:Office for National Statistics — Annual Survey of Hours and Earnings (ASHE) 2025 provisional·As of April 2025 · updated annual (salary) / monthly (rent + prices) · last refreshed

Gera Affordability Ratio

Affordable — Below the 30% ONS affordability threshold. Methodology: ratio of monthly rent to monthly gross salary (ONS threshold ≤ 30%).

How this is calculated
24.7%

Key figures — Scotland

Regional salary

£48,930

ONS ASHE 2025 FT median

Monthly gross

£4,078

Before tax

Avg rent / mo

£1,009

ONS PIPR May 2026

1-bed rent

£698

per month

2-bed rent

£909

per month

Avg house price

£191,927

UKHPI Apr 2026

Gera Affordability Ratio breakdown

GAR — average rent

24.7%

Affordable

Below the 30% ONS affordability threshold.

GAR — 2-bed rent

22.3%

Affordable

£909 / mo

Gera Buy Ratio

3.9×

Accessible

Under 5× salary — historically accessible range.

GAR = (monthly rent ÷ monthly gross salary) × 100 · ONS threshold: ≤ 30% = affordable · Methodology

Frequently asked questions

What is the median salary for a Programmers and software development professionals in Scotland?
According to ONS ASHE 2025 provisional data (reference period April 2025), the full-time median gross annual pay for a Programmers and software development professionals in Scotland is £48,930, or £4,078 per month before tax. The UK national median for this role is £56,914.
What is the average rent in Scotland?
The average monthly private rent in Scotland is £1,009 across all property types (ONS PIPR, May 2026). A 1-bed averages £698. A 2-bed averages £909. A 3-bed averages £1,161.
What is the Gera Affordability Ratio for a Programmers and software development professionals in Scotland?
The Gera Affordability Ratio (GAR) for a Programmers and software development professionals in Scotland is 24.7% for average rent and 22.3% for a 2-bed. GAR = (monthly_rent ÷ monthly_gross_salary) × 100. A ratio ≤ 30% is rated "Affordable".
Can a Programmers and software development professionals afford to buy in Scotland?
The average house price in Scotland is £191,927 (UKHPI April 2026). At a regional salary of £48,930, the price-to-income multiple (Gera Buy Ratio) is 3.9×, rated "Accessible" — Under 5× salary — historically accessible range.
What percentage of gross income does rent take for a Programmers and software development professionals in Scotland?
Rent takes 24.7% of gross monthly income for this occupation in Scotland at average rent, or 22.3% for a 2-bed flat. The ONS affordability threshold is 30%; this area is therefore rated "Affordable".

Programmers and software development professionals affordability in other regions

Data sources

Salary: Office for National Statistics — Annual Survey of Hours and Earnings (ASHE) 2025 provisional · As of April 2025 · Open Government Licence v3.0

Rent: Office for National Statistics — Price Index of Private Rents (PIPR), May 2026 · As of May 2026 · Open Government Licence v3.0

House prices: HM Land Registry — UK House Price Index (UKHPI), April 2026 · As of April 2026 · Open Government Licence v3.0

Full methodology · ← All regions for Programmers and software development professionals

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